What about the financial crisis that is hitting the market and taking families to very troubled situations!
Families now have more than one credit card, imagine an average family mother, father and one or two kids! At this average family the father will have at least 3 credit cards, one from the family bank account, other for a second personal account and a third one from a department store, the mother also will have two or three credit cards, that she uses often to pay for the daily shops.
But this is not the only credit that this family has, probably they will have also one or two personal credits, that they have done for that dream vacation they had two years ago, and that they are still paying.
Then there is the family car, with instalments still waiting to be paid, has you see on these few sentences there are a lot of credits that this family has, and the income it is always the same.
The families are struggling with the huge number of credits that they have to pay and when they look at them at the end of the month, almost all the income goes to these credits.
This family needs urgently a debt consolidation, in order to have at the end of the month a part of the income available to as emergency.
Delray Credit Counseling Corp, is an organization that can help consumers with debt management providing the financial education needed to take families out of the economic and financial swamp that they have fall to.
They can help you with a debt consolidation loan that reunites all the family or consumer credits in one, much easy to pay and that will let the families to breath.
Go to Delray Credit website and get informed, they are a non-profit educational service, and for sure that you will be helped by them finding the right debt solution!